• $2,500 minimum to open
• Compounding and crediting frequency – Interest will be compounded every month and credited to the account each month.
• Effect of closing an account – If you close your account before interest is credited, you will not receive the accrued interest.
• Rate Information – Your interest rate and annual percentage yield may change.
• Frequency of rate changes – At our discretion, we may change the interest rate on your account at any time.
• Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
• Accrual of interest on noncash deposits – Interest begins to accrue on the first business day after the banking day you deposit noncash items (checks).
• Transaction limitations – Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle with no more than three by check, draft, or similar order to third parties.
• Minimum balance to avoid imposition of fees – A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
• An excess withdrawal fee of $5.00 will be charged for each transaction in excess of the above limitations.
• Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.

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