Roundup Savings
An account that allows you to save some of your hard-earned money while simultaneously making you money.
Benefits
- Accrual of Interest on Noncash Deposits — Interest begins to accrue on the first business day after the banking day you deposit noncash items, e.g., checks.
- Compounding & Crediting Frequency — Interest is compounded daily on the daily ledger balance. Interest is credited to your account every quarter.
MInimum Deposit to open: $200
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- Transaction Limitations — Preauthorized, automatic, and telephone transfers from a savings account to another account or to a third party are limited to six per quarter.
- Frequency of Rate Changes — We may change the interest rate on your account at any time at our discretion.
- Rate Information — Your interest rate and annual percentage yield may change.
- Minimum Balance to Obtain the Annual Percentage Yield Disclosed — You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
Cost
- Withdrawal Fees — A $2.00 withdrawal fee is charged for each debit transaction (a withdrawal from this account by any means) in excess of six per quarter.
- Closing an Account — If you close your account before interest is credited, you will not receive the accrued interest.
Cattle Baron Money Market Account
A checking account that earns and pays interest at current market rates.
Benefits
- Compounding & Crediting Frequency — Interest is compounded and credited to the account every month.
- Daily Balance Computation Method — We use the daily ledger balance to calculate your account's interest. This applies a daily periodic rate to the principal in the account each day.
- Accrual of Interest on Noncash Deposits — Interest begins to accrue on the first business day after the banking day you deposit noncash items, e.g., checks.
Minimum Deposit to open: $2,500.00
Cost
- Effect of Closing an Account — If you close your account before interest is credited, you will not receive the accrued interest.
- Rate Information — Your interest rate and annual percentage yield may change.
- Frequency of Rate Changes — We may change the interest rate on your account at any time at our discretion.
- Minimum Balance to Avoid Imposition of Fees — A service charge fee of $10.00 is imposed every statement cycle if the balance of the account falls below $1,000.00 on any day of the cycle.
- Minimum Balance to Obtain the Annual Percentage Yield Disclosed — You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
